Auto Loans · Waynesboro, Virginia
1 credit union in Waynesboro report car loan rates to the NCUA. Lowest rate: 3.29%.
Updated Q1 2026 · NCUA Call Report data
1
CUs Reporting Rates
3.29%
Lowest New Car Rate
3.29%
City Average Rate
1 credit union sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | DUPONT COMMUNITY ★ 3.1 · 46 reviews | 3.29% | 6.79% |
1 credit union sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | DUPONT COMMUNITY ★ 3.1 · 46 reviews | 6.79% | 3.29% |
A pre-approval from a Waynesboro credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Waynesboro in the same window and take the best offer.
See member reviews, branch locations, and full rate details.