Auto Loans · Huntington, West Virginia
10 credit unions in Huntington report car loan rates to the NCUA. Rates range from 4.00% to 7.36%.
Updated Q1 2026 · NCUA Call Report data
10
CUs Reporting Rates
4.00%
Lowest New Car Rate
5.48%
City Average Rate
10 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | PACE ★ 4.0 · 4 reviews | 4.00% | 5.00% |
| 2 | HUNTINGTON WEST VA FIREMENS ★ 5.0 · 3 reviews | 4.00% | 6.50% |
| 3 | UNIVERSAL ★ 4.3 · 15 reviews | 4.78% | 5.91% |
| 4 | FIRST PRIORITY ★ 3.0 · 41 reviews | 4.99% | 5.99% |
| 5 | APPALACHIAN POWER EMPLOYEES ★ 3.5 · 2 reviews | 5.00% | 8.00% |
| 6 | CHHE ★ 5.0 · 5 reviews | 5.65% | 7.56% |
| 7 | HUNTINGTON C & O RAILWAY EMPLOYEES ★ 4.5 · 22 reviews | 5.99% | 5.99% |
| 8 | IBEW 317 ★ 4.8 · 5 reviews | 6.49% | 7.49% |
| 9 | METRO COMMUNITY ★ 4.6 · 68 reviews | 6.50% | 7.64% |
| 10 | HUNTINGTONIZED ★ 4.8 · 20 reviews | 7.36% | 9.03% |
10 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | PACE ★ 4.0 · 4 reviews | 5.00% | 4.00% |
| 2 | UNIVERSAL ★ 4.3 · 15 reviews | 5.91% | 4.78% |
| 3 | FIRST PRIORITY ★ 3.0 · 41 reviews | 5.99% | 4.99% |
| 4 | HUNTINGTON C & O RAILWAY EMPLOYEES ★ 4.5 · 22 reviews | 5.99% | 5.99% |
| 5 | HUNTINGTON WEST VA FIREMENS ★ 5.0 · 3 reviews | 6.50% | 4.00% |
| 6 | IBEW 317 ★ 4.8 · 5 reviews | 7.49% | 6.49% |
| 7 | CHHE ★ 5.0 · 5 reviews | 7.56% | 5.65% |
| 8 | METRO COMMUNITY ★ 4.6 · 68 reviews | 7.64% | 6.50% |
| 9 | APPALACHIAN POWER EMPLOYEES ★ 3.5 · 2 reviews | 8.00% | 5.00% |
| 10 | HUNTINGTONIZED ★ 4.8 · 20 reviews | 9.03% | 7.36% |
A pre-approval from a Huntington credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Huntington in the same window and take the best offer.
See member reviews, branch locations, and full rate details.