Auto Loans · Wheeling, West Virginia
2 credit unions in Wheeling report car loan rates to the NCUA. Rates range from 3.50% to 5.00%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
3.50%
Lowest New Car Rate
4.25%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | OHIO COUNTY PUBLIC SCHOOLS ★ 4.0 · 4 reviews | 3.50% | 3.75% |
| 2 | TEAMSTERS LOCAL 697 ★ 4.7 · 3 reviews | 5.00% | 9.00% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | OHIO COUNTY PUBLIC SCHOOLS ★ 4.0 · 4 reviews | 3.75% | 3.50% |
| 2 | TEAMSTERS LOCAL 697 ★ 4.7 · 3 reviews | 9.00% | 5.00% |
A pre-approval from a Wheeling credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Wheeling in the same window and take the best offer.
See member reviews, branch locations, and full rate details.