Auto Loans · Appleton, Wisconsin
3 credit unions in Appleton report car loan rates to the NCUA. Rates range from 4.42% to 4.99%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
4.42%
Lowest New Car Rate
4.80%
City Average Rate
3 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | COMMUNITY FIRST ★ 3.3 · 44 reviews | 4.42% | 5.04% |
| 2 | FOX COMMUNITIES ★ 3.0 · 62 reviews | 4.99% | 4.99% |
| 3 | PROSPERA ★ 3.7 · 32 reviews | 4.99% | 6.35% |
3 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | FOX COMMUNITIES ★ 3.0 · 62 reviews | 4.99% | 4.99% |
| 2 | COMMUNITY FIRST ★ 3.3 · 44 reviews | 5.04% | 4.42% |
| 3 | PROSPERA ★ 3.7 · 32 reviews | 6.35% | 4.99% |
A pre-approval from a Appleton credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Appleton in the same window and take the best offer.
See member reviews, branch locations, and full rate details.