Auto Loans · Beloit, Wisconsin
2 credit unions in Beloit report car loan rates to the NCUA. Rates range from 3.99% to 5.98%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
3.99%
Lowest New Car Rate
4.99%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | TEACHERS ★ 4.9 · 7 reviews | 3.99% | 4.49% |
| 2 | FIRST COMMUNITY CU OF BELOIT ★ 4.3 · 303 reviews | 5.98% | 7.21% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | TEACHERS ★ 4.9 · 7 reviews | 4.49% | 3.99% |
| 2 | FIRST COMMUNITY CU OF BELOIT ★ 4.3 · 303 reviews | 7.21% | 5.98% |
A pre-approval from a Beloit credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Beloit in the same window and take the best offer.
See member reviews, branch locations, and full rate details.