Auto Loans · La Crosse, Wisconsin
4 credit unions in La Crosse report car loan rates to the NCUA. Rates range from 2.64% to 5.29%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
2.64%
Lowest New Car Rate
4.23%
City Average Rate
4 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | MARINE ★ 3.5 · 70 reviews | 2.64% | 15.24% |
| 2 | GOVERNMENTAL EMPLOYEES ★ 4.3 · 35 reviews | 3.99% | 4.49% |
| 3 | DAIRYLAND POWER ★ 4.0 · 4 reviews | 4.99% | 5.24% |
| 4 | GUNDERSEN ★ 3.8 · 10 reviews | 5.29% | 5.29% |
4 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | GOVERNMENTAL EMPLOYEES ★ 4.3 · 35 reviews | 4.49% | 3.99% |
| 2 | DAIRYLAND POWER ★ 4.0 · 4 reviews | 5.24% | 4.99% |
| 3 | GUNDERSEN ★ 3.8 · 10 reviews | 5.29% | 5.29% |
| 4 | MARINE ★ 3.5 · 70 reviews | 15.24% | 2.64% |
A pre-approval from a La Crosse credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in La Crosse in the same window and take the best offer.
See member reviews, branch locations, and full rate details.