Auto Loans · Manitowoc, Wisconsin
2 credit unions in Manitowoc report car loan rates to the NCUA. Rates range from 3.90% to 6.49%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
3.90%
Lowest New Car Rate
5.20%
City Average Rate
2 credit unions sorted by APR
| # | Credit Union | New Car APR | Used Car APR |
|---|---|---|---|
| 1 | HOLY FAMILY MEMORIAL ★ 5.0 · 2 reviews | 3.90% | 6.17% |
| 2 | UNITEDONE ★ 4.4 · 71 reviews | 6.49% | 6.49% |
2 credit unions sorted by APR
| # | Credit Union | Used Car APR | New Car APR |
|---|---|---|---|
| 1 | HOLY FAMILY MEMORIAL ★ 5.0 · 2 reviews | 6.17% | 3.90% |
| 2 | UNITEDONE ★ 4.4 · 71 reviews | 6.49% | 6.49% |
A pre-approval from a Manitowoc credit union lets you negotiate on price, not payment. The dealer can try to beat the rate — but you're in control either way.
Multiple auto loan applications within 14–45 days count as a single hard inquiry. Apply at several credit unions in Manitowoc in the same window and take the best offer.
See member reviews, branch locations, and full rate details.