Credit Cards · Mobile, Alabama
6 credit unions in Mobile report credit card APRs to the NCUA. Rates range from 8.90% to 12.62%.
Updated Q1 2026 · NCUA Call Report data
6
CUs Reporting Rates
8.90%
Lowest Card APR
10.40%
City Average APR
6 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | UNIVERSITY OF SOUTH ALABAMA ★ 3.6 · 30 reviews | 8.90% | 7.40% |
| 2 | NEW HORIZONS ★ 4.7 · 411 reviews | 8.90% | 12.99% |
| 3 | THE INFIRMARY ★ 4.3 · 24 reviews | 9.99% | 12.15% |
| 4 | MOBILE EDUCATORS ★ 4.0 · 20 reviews | 10.00% | 10.00% |
| 5 | GULF COAST ★ 3.6 · 16 reviews | 11.99% | 11.99% |
| 6 | AZALEA CITY ★ 4.5 · 22 reviews | 12.62% | 16.11% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Mobile could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Mobile credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.