Credit Cards · Tuscaloosa, Alabama
5 credit unions in Tuscaloosa report credit card APRs to the NCUA. Rates range from 8.00% to 12.99%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
8.00%
Lowest Card APR
11.34%
City Average APR
5 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | RED OAK ★ 3.8 · 26 reviews | 8.00% | 10.00% |
| 2 | ALABAMA ★ 3.4 · 23 reviews | 10.90% | 12.00% |
| 3 | TUSCALOOSA V A ★ 2.8 · 17 reviews | 11.90% | 13.99% |
| 4 | RIVERFALL ★ 4.9 · 1,418 reviews | 12.90% | 10.49% |
| 5 | ALABAMA ONE ★ 3.5 · 178 reviews | 12.99% | 14.50% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Tuscaloosa could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Tuscaloosa credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.