Credit Cards · Tucson, Arizona
5 credit unions in Tucson report credit card APRs to the NCUA. Rates range from 2.99% to 17.24%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
2.99%
Lowest Card APR
12.14%
City Average APR
5 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | PIMA ★ 4.1 · 221 reviews | 2.99% | 13.99% |
| 2 | HUGHES ★ 3.9 · 372 reviews | 12.50% | 17.25% |
| 3 | PYRAMID ★ 4.7 · 344 reviews | 13.99% | 17.50% |
| 4 | TUCSON ★ 3.3 · 70 reviews | 14.00% | 12.00% |
| 5 | VANTAGE WEST ★ 3.9 · 136 reviews | 17.24% | 13.75% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Tucson could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Tucson credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.