Credit Cards · Antioch, California

Best Credit Union Credit Card Rates in Antioch, California

3 credit unions in Antioch report credit card APRs to the NCUA. Rates range from 8.05% to 13.54%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

8.05%

Lowest Card APR

10.52%

City Average APR

Credit Card APRs — Antioch, California

3 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	ANTIOCH COMMUNITY ★ 3.3 · 15 reviews	8.05%	9.44%
2	DELTA SCHOOLS ★ 4.7 · 27 reviews	9.97%	13.13%
3	DOW GREAT WESTERN ★ 4.3 · 14 reviews	13.54%	7.73%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Antioch could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Antioch credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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