Credit Cards · Los Angeles, California
10 credit unions in Los Angeles report credit card APRs to the NCUA. Rates range from 7.95% to 13.55%.
Updated Q1 2026 · NCUA Call Report data
10
CUs Reporting Rates
7.95%
Lowest Card APR
11.33%
City Average APR
10 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | FOX ★ 3.7 · 7 reviews | 7.95% | 17.49% |
| 2 | HANIN ★ 2.2 · 17 reviews | 9.80% | 12.50% |
| 3 | POLAM ★ 4.7 · 18 reviews | 9.98% | 14.70% |
| 4 | FIREFIGHTERS FIRST ★ 3.6 · 20 reviews | 9.99% | 10.74% |
| 5 | UNIVERSITY ★ 2.9 · 123 reviews | 10.49% | 18.00% |
| 6 | JACOM ★ 2.9 · 53 reviews | 12.60% | 10.00% |
| 7 | L.A. HEALTHCARE ★ 4.3 · 6 reviews | 12.68% | 14.44% |
| 8 | AEROSPACE ★ 4.2 · 43 reviews | 12.90% | 12.00% |
| 9 | CAL STATE L.A. ★ 4.3 · 41 reviews | 13.33% | 11.46% |
| 10 | USC ★ 4.2 · 209 reviews | 13.55% | 11.35% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Los Angeles could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Los Angeles credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.