M

Credit Cards · Montclair, California

Best Credit Union Credit Card Rates in Montclair, California

1 credit union in Montclair report credit card APRs to the NCUA. Lowest rate: 7.58%.

Updated Q1 2026 · NCUA Call Report data

1

CUs Reporting Rates

7.58%

Lowest Card APR

7.58%

City Average APR

Credit Card APRs — Montclair, California

1 credit union sorted by APR

#Credit UnionCard APRPersonal Loan APR
1INTERFAITH

★ 3.8 · 20 reviews

7.58%8.48%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Montclair could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Montclair credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in Montclair

Best Car Loan Rates →Best Personal Loan Rates →All of California →

Browse All Credit Unions in Montclair

See member reviews, branch locations, and full rate details.

Credit Unions in Montclair →All of California →