Credit Cards · Arvada, Colorado

Best Credit Union Credit Card Rates in Arvada, Colorado

4 credit unions in Arvada report credit card APRs to the NCUA. Rates range from 9.72% to 16.33%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

9.72%

Lowest Card APR

12.71%

City Average APR

Credit Card APRs — Arvada, Colorado

4 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	ELECTRICAL ★ 4.0 · 25 reviews	9.72%	11.55%
2	SOOPER CU DBA CLIMB CU ★ 3.2 · 90 reviews	11.00%	13.97%
3	FIDELIS CATHOLIC ★ 4.3 · 36 reviews	13.80%	12.72%
4	PARTNER COLORADO ★ 3.4 · 248 reviews	16.33%	10.24%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Arvada could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Arvada credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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