Credit Cards · Grand Junction, Colorado
3 credit unions in Grand Junction report credit card APRs to the NCUA. Rates range from 10.74% to 14.75%.
Updated Q1 2026 · NCUA Call Report data
3
CUs Reporting Rates
10.74%
Lowest Card APR
12.83%
City Average APR
3 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | RIO GRANDE ★ 4.2 · 33 reviews | 10.74% | 12.87% |
| 2 | GRAND JUNCTION ★ 3.6 · 51 reviews | 12.99% | 11.68% |
| 3 | COLORAMO ★ 3.4 · 109 reviews | 14.75% | 15.75% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Grand Junction could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Grand Junction credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.