Credit Cards · Greeley, Colorado

Best Credit Union Credit Card Rates in Greeley, Colorado

2 credit unions in Greeley report credit card APRs to the NCUA. Rates range from 11.49% to 12.48%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

11.49%

Lowest Card APR

11.99%

City Average APR

Credit Card APRs — Greeley, Colorado

2 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	NORTHERN COLORADO ★ 3.9 · 48 reviews	11.49%	11.90%
2	WELD COMMUNITY ★ 4.9 · 563 reviews	12.48%	13.11%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Greeley could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Greeley credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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