Credit Cards · Littleton, Colorado

Best Credit Union Credit Card Rates in Littleton, Colorado

4 credit unions in Littleton report credit card APRs to the NCUA. Rates range from 9.90% to 15.40%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

9.90%

Lowest Card APR

12.47%

City Average APR

Credit Card APRs — Littleton, Colorado

4 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	OPTIONS ★ 4.8 · 28 reviews	9.90%	10.86%
2	ARAPAHOE ★ 3.4 · 120 reviews	10.62%	13.79%
3	COLORADO ★ 4.6 · 88 reviews	13.95%	11.49%
4	RED ROCKS ★ 3.4 · 217 reviews	15.40%	18.00%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Littleton could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Littleton credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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