Credit Cards ยท Enfield, Connecticut

Best Credit Union Credit Card Rates in Enfield, Connecticut

2 credit unions in Enfield report credit card APRs to the NCUA. Rates range from 10.94% to 11.90%.

Updated Q1 2026 ยท NCUA Call Report data

2

CUs Reporting Rates

10.94%

Lowest Card APR

11.42%

City Average APR

Credit Card APRs โ€” Enfield, Connecticut

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1TOBACCO VALLEY TEACHERS

โ˜… 3.6 ยท 11 reviews

10.94%10.62%
2ENFIELD COMMUNITY

โ˜… 4.0 ยท 24 reviews

11.90%10.75%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Enfield could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Enfield credit unions require just a small savings deposit โ€” often $5 โ€” to open membership before applying for a card.

Browse All Credit Unions in Enfield

See member reviews, branch locations, and full rate details.