Credit Cards ยท Manchester, Connecticut

Best Credit Union Credit Card Rates in Manchester, Connecticut

2 credit unions in Manchester report credit card APRs to the NCUA. Rates range from 9.90% to 9.99%.

Updated Q1 2026 ยท NCUA Call Report data

2

CUs Reporting Rates

9.90%

Lowest Card APR

9.95%

City Average APR

Credit Card APRs โ€” Manchester, Connecticut

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1COMMUNITY HEALTHCARE

โ˜… 5.0 ยท 12 reviews

9.90%8.49%
2MANCHESTER MUNICIPAL

โ˜… 4.8 ยท 6 reviews

9.99%9.87%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Manchester could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Manchester credit unions require just a small savings deposit โ€” often $5 โ€” to open membership before applying for a card.

Browse All Credit Unions in Manchester

See member reviews, branch locations, and full rate details.