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Credit Cards · Wilmington, Delaware

Best Credit Union Credit Card Rates in Wilmington, Delaware

2 credit unions in Wilmington report credit card APRs to the NCUA. Rates range from 12.99% to 15.65%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

12.99%

Lowest Card APR

14.32%

City Average APR

Credit Card APRs — Wilmington, Delaware

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1PRIORITY PLUS

★ 3.5 · 15 reviews

12.99%12.00%
2DEXSTA

★ 3.3 · 67 reviews

15.65%12.99%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Wilmington could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Wilmington credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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