Credit Cards ยท Hapeville, Georgia

Best Credit Union Credit Card Rates in Hapeville, Georgia

1 credit union in Hapeville report credit card APRs to the NCUA. Lowest rate: 11.01%.

Updated Q1 2026 ยท NCUA Call Report data

1

CUs Reporting Rates

11.01%

Lowest Card APR

11.01%

City Average APR

Credit Card APRs โ€” Hapeville, Georgia

1 credit union sorted by APR

#Credit UnionCard APRPersonal Loan APR
1FAMILY FIRST

โ˜… 4.4 ยท 141 reviews

11.01%15.49%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Hapeville could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Hapeville credit unions require just a small savings deposit โ€” often $5 โ€” to open membership before applying for a card.

Browse All Credit Unions in Hapeville

See member reviews, branch locations, and full rate details.