Credit Cards · Pocatello, Idaho
5 credit unions in Pocatello report credit card APRs to the NCUA. Rates range from 9.88% to 17.27%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
9.88%
Lowest Card APR
12.38%
City Average APR
5 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | RAILS WEST ★ 3.5 · 27 reviews | 9.88% | 13.09% |
| 2 | SIMPLOT ★ 4.2 · 13 reviews | 9.99% | 9.99% |
| 3 | ADVANTAGE PLUS ★ 4.3 · 79 reviews | 11.99% | 18.00% |
| 4 | CONNECTIONS ★ 4.4 · 59 reviews | 12.75% | 14.50% |
| 5 | LOOKOUT ★ 4.2 · 145 reviews | 17.27% | 15.02% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Pocatello could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Pocatello credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.