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Credit Cards · Hutchinson, Kansas

Best Credit Union Credit Card Rates in Hutchinson, Kansas

4 credit unions in Hutchinson report credit card APRs to the NCUA. Rates range from 9.95% to 17.24%.

Updated Q1 2026 · NCUA Call Report data

4

CUs Reporting Rates

9.95%

Lowest Card APR

12.02%

City Average APR

Credit Card APRs — Hutchinson, Kansas

4 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1HUTCHINSON POSTAL & COMMUNITY

★ 4.4 · 7 reviews

9.95%9.50%
2HUTCHINSON GOVERNMENT EMPLOYEES

★ 4.4 · 25 reviews

10.00%21.00%
3BELL

★ 5.0 · 9 reviews

10.90%14.03%
4HEARTLAND

★ 3.7 · 57 reviews

17.24%16.90%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Hutchinson could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Hutchinson credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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