Credit Cards · Baton Rouge, Louisiana
14 credit unions in Baton Rouge report credit card APRs to the NCUA. Rates range from 8.20% to 16.25%.
Updated Q1 2026 · NCUA Call Report data
14
CUs Reporting Rates
8.20%
Lowest Card APR
10.99%
City Average APR
14 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | FORMATION ★ 4.6 · 105 reviews | 8.20% | 10.45% |
| 2 | BATON ROUGE TELCO ★ 4.9 · 654 reviews | 8.21% | 12.98% |
| 3 | DEPARTMENT OF CORRECTIONS ★ 4.5 · 20 reviews | 8.90% | 16.64% |
| 4 | EAGLE LOUISIANA ★ 3.3 · 23 reviews | 9.25% | 11.95% |
| 5 | BRECO ★ 4.0 · 30 reviews | 9.90% | 12.24% |
| 6 | BATON ROUGE CITY PARISH EMP ★ 3.4 · 29 reviews | 9.90% | 12.12% |
| 7 | NEIGHBORS ★ 4.1 · 147 reviews | 10.99% | 10.99% |
| 8 | EFCU FINANCIAL ★ 4.5 · 106 reviews | 11.00% | 8.00% |
| 9 | LES ★ 4.3 · 12 reviews | 11.14% | 12.72% |
| 10 | LA CAPITOL ★ 3.5 · 42 reviews | 11.86% | 11.68% |
| 11 | BAYOU ★ 2.7 · 7 reviews | 12.25% | 10.61% |
| 12 | SOUTHERN TEACHERS & PARENTS ★ 4.8 · 53 reviews | 12.50% | 14.99% |
| 13 | PELICAN ★ 4.4 · 220 reviews | 13.47% | 14.13% |
| 14 | CAMPUS ★ 3.4 · 20 reviews | 16.25% | 18.00% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Baton Rouge could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Baton Rouge credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.