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Credit Cards · Harahan, Louisiana

Best Credit Union Credit Card Rates in Harahan, Louisiana

2 credit unions in Harahan report credit card APRs to the NCUA. Rates range from 7.99% to 10.45%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

7.99%

Lowest Card APR

9.22%

City Average APR

Credit Card APRs — Harahan, Louisiana

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1LOUISIANA CENTRAL

★ 4.4 · 14 reviews

7.99%9.69%
2JEFFERSON PARISH EMPLOYEES

★ 3.5 · 24 reviews

10.45%12.87%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Harahan could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Harahan credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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