Credit Cards · Lake Charles, Louisiana
2 credit unions in Lake Charles report credit card APRs to the NCUA. Rates range from 2.99% to 7.99%.
Updated Q1 2026 · NCUA Call Report data
2
CUs Reporting Rates
2.99%
Lowest Card APR
5.49%
City Average APR
2 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | CSE ★ 4.3 · 233 reviews | 2.99% | 12.81% |
| 2 | SOUTHWEST LOUISIANA ★ 3.5 · 63 reviews | 7.99% | 16.95% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Lake Charles could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Lake Charles credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.