Credit Cards · Metairie, Louisiana

Best Credit Union Credit Card Rates in Metairie, Louisiana

6 credit unions in Metairie report credit card APRs to the NCUA. Rates range from 6.99% to 14.30%.

Updated Q1 2026 · NCUA Call Report data

6

CUs Reporting Rates

6.99%

Lowest Card APR

10.94%

City Average APR

Credit Card APRs — Metairie, Louisiana

6 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1EPIC

★ 4.0 · 93 reviews

6.99%12.00%
2POST OFFICE EMPLOYEES'

★ 5.0 · 6 reviews

8.10%9.41%
3THE NEW ORLEANS FIREMEN'S

★ 4.6 · 81 reviews

10.47%11.83%
4ONPATH

★ 3.2 · 14 reviews

12.88%12.26%
5FLEUR-DE-LIS

★ 3.6 · 5 reviews

12.90%11.19%
6XPLORE

★ 4.0 · 33 reviews

14.30%11.95%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Metairie could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Metairie credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Browse All Credit Unions in Metairie

See member reviews, branch locations, and full rate details.