Credit Cards · Augusta, Maine

Best Credit Union Credit Card Rates in Augusta, Maine

5 credit unions in Augusta report credit card APRs to the NCUA. Rates range from 11.30% to 14.90%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

11.30%

Lowest Card APR

12.47%

City Average APR

Credit Card APRs — Augusta, Maine

5 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	CAPITAL AREA ★ 4.1 · 27 reviews	11.30%	11.59%
2	K V ★ 3.3 · 11 reviews	11.90%	13.50%
3	CONNECTED ★ 4.3 · 11 reviews	11.99%	12.26%
4	TRADEMARK ★ 4.6 · 25 reviews	12.25%	8.69%
5	MAINE STATE ★ 3.1 · 79 reviews	14.90%	12.99%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Augusta could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Augusta credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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Browse All Credit Unions in Augusta

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