Credit Cards · Lewiston, Maine

Best Credit Union Credit Card Rates in Lewiston, Maine

5 credit unions in Lewiston report credit card APRs to the NCUA. Rates range from 5.95% to 13.90%.

Updated Q1 2026 · NCUA Call Report data

5

CUs Reporting Rates

5.95%

Lowest Card APR

11.51%

City Average APR

Credit Card APRs — Lewiston, Maine

5 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1DIRIGO

★ 3.6 · 82 reviews

5.95%10.85%
2CENTRAL MAINE

★ 3.0 · 33 reviews

9.90%10.00%
3MAINE FAMILY

★ 3.9 · 111 reviews

13.90%10.00%
4MILESTONES

★ 5.0 · 6 reviews

13.90%7.99%
5COMMUNITY

★ 3.2 · 39 reviews

13.90%14.75%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Lewiston could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Lewiston credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Browse All Credit Unions in Lewiston

See member reviews, branch locations, and full rate details.