Credit Cards · Lanham, Maryland

Best Credit Union Credit Card Rates in Lanham, Maryland

2 credit unions in Lanham report credit card APRs to the NCUA. Rates range from 12.15% to 13.50%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

12.15%

Lowest Card APR

12.83%

City Average APR

Credit Card APRs — Lanham, Maryland

2 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	FEDCHOICE ★ 3.5 · 77 reviews	12.15%	11.30%
2	I B E W 26 ★ 3.3 · 7 reviews	13.50%	8.45%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Lanham could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Lanham credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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Browse All Credit Unions in Lanham

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