Credit Cards · Upper Marlboro, Maryland

Best Credit Union Credit Card Rates in Upper Marlboro, Maryland

2 credit unions in Upper Marlboro report credit card APRs to the NCUA. Rates range from 9.82% to 12.90%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

9.82%

Lowest Card APR

11.36%

City Average APR

Credit Card APRs — Upper Marlboro, Maryland

2 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	POLICE ★ 3.0 · 79 reviews	9.82%	8.67%
2	NASA ★ 3.0 · 31 reviews	12.90%	9.99%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Upper Marlboro could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Upper Marlboro credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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