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Credit Cards · New Bedford, Massachusetts

Best Credit Union Credit Card Rates in New Bedford, Massachusetts

2 credit unions in New Bedford report credit card APRs to the NCUA. Rates range from 9.74% to 11.99%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

9.74%

Lowest Card APR

10.87%

City Average APR

Credit Card APRs — New Bedford, Massachusetts

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1NEW BEDFORD

★ 3.0 · 58 reviews

9.74%9.00%
2SOUTHCOAST

★ 2.4 · 14 reviews

11.99%6.99%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in New Bedford could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most New Bedford credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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