M

Credit Cards · Farmington Hill, Michigan

Best Credit Union Credit Card Rates in Farmington Hill, Michigan

2 credit unions in Farmington Hill report credit card APRs to the NCUA. Rates range from 14.86% to 20.49%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

14.86%

Lowest Card APR

17.68%

City Average APR

Credit Card APRs — Farmington Hill, Michigan

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1ALLIANCE CATHOLIC

★ 4.6 · 18 reviews

14.86%17.43%
2COMMUNITY CHOICE

★ 4.8 · 936 reviews

20.49%22.24%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Farmington Hill could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Farmington Hill credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in Farmington Hill

Best Car Loan Rates →Best Personal Loan Rates →All of Michigan →

Browse All Credit Unions in Farmington Hill

See member reviews, branch locations, and full rate details.

Credit Unions in Farmington Hill →All of Michigan →