Credit Cards · Grand Rapids, Michigan
7 credit unions in Grand Rapids report credit card APRs to the NCUA. Rates range from 9.95% to 14.00%.
Updated Q1 2026 · NCUA Call Report data
7
CUs Reporting Rates
9.95%
Lowest Card APR
11.33%
City Average APR
7 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | AAC ★ 4.2 · 29 reviews | 9.95% | 12.99% |
| 2 | PREFERRED ★ 4.1 · 122 reviews | 9.99% | 11.25% |
| 3 | MEIJER ★ 4.1 · 203 reviews | 10.49% | 9.88% |
| 4 | WMCU ★ 3.7 · 44 reviews | 10.62% | 11.53% |
| 5 | ADVENTURE ★ 4.5 · 236 reviews | 10.75% | 11.50% |
| 6 | LAKE MICHIGAN ★ 3.4 · 91 reviews | 13.50% | 12.00% |
| 7 | INTANDEM ★ 3.8 · 47 reviews | 14.00% | 13.25% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Grand Rapids could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Grand Rapids credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.