Credit Cards · Jackson, Michigan
4 credit unions in Jackson report credit card APRs to the NCUA. Rates range from 9.80% to 12.99%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
9.80%
Lowest Card APR
11.20%
City Average APR
4 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | AEROQUIP ★ 4.1 · 20 reviews | 9.80% | 8.50% |
| 2 | AMERICAN 1 ★ 4.8 · 1,110 reviews | 10.00% | 11.00% |
| 3 | TRUE COMMUNITY ★ 4.1 · 306 reviews | 11.99% | 25.00% |
| 4 | SOUTH CENTRAL ★ 3.6 · 38 reviews | 12.99% | 10.49% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Jackson could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Jackson credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.