M

Credit Cards · Livonia, Michigan

Best Credit Union Credit Card Rates in Livonia, Michigan

2 credit unions in Livonia report credit card APRs to the NCUA. Rates range from 9.90% to 17.00%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

9.90%

Lowest Card APR

13.45%

City Average APR

Credit Card APRs — Livonia, Michigan

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1ZEAL

★ 4.1 · 274 reviews

9.90%11.50%
2MICHIGAN COLUMBUS

★ 3.3 · 38 reviews

17.00%12.31%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Livonia could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Livonia credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in Livonia

Best Car Loan Rates →Best Personal Loan Rates →All of Michigan →

Browse All Credit Unions in Livonia

See member reviews, branch locations, and full rate details.

Credit Unions in Livonia →All of Michigan →