Credit Cards · Muskegon, Michigan
8 credit unions in Muskegon report credit card APRs to the NCUA. Rates range from 8.00% to 14.26%.
Updated Q1 2026 · NCUA Call Report data
8
CUs Reporting Rates
8.00%
Lowest Card APR
10.07%
City Average APR
8 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | MUSKEGON ★ 4.5 · 47 reviews | 8.00% | 11.84% |
| 2 | WEST MICHIGAN POSTAL SERVICE ★ 5.0 · 5 reviews | 8.00% | 9.80% |
| 3 | LAKESHORE ★ 5.0 · 16 reviews | 8.90% | 7.99% |
| 4 | SERVICE 1 ★ 4.2 · 81 reviews | 9.90% | 11.40% |
| 5 | PORT CITY ★ 4.3 · 35 reviews | 9.99% | 10.36% |
| 6 | ROUTE 31 ★ 4.7 · 355 reviews | 10.00% | 11.24% |
| 7 | MICHIGAN COASTAL ★ 4.0 · 41 reviews | 11.49% | 13.49% |
| 8 | BEST FINANCIAL ★ 4.6 · 395 reviews | 14.26% | 12.88% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Muskegon could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Muskegon credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.