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Credit Cards · Warren, Michigan

Best Credit Union Credit Card Rates in Warren, Michigan

4 credit unions in Warren report credit card APRs to the NCUA. Rates range from 10.00% to 14.90%.

Updated Q1 2026 · NCUA Call Report data

4

CUs Reporting Rates

10.00%

Lowest Card APR

12.39%

City Average APR

Credit Card APRs — Warren, Michigan

4 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1UKRAINIAN SELFRELIANCE MICHIGAN

★ 4.9 · 56 reviews

10.00%11.40%
2TANDEM

★ 3.8 · 32 reviews

11.00%13.70%
3EXTRA

★ 4.3 · 515 reviews

13.67%15.17%
4A.B.D.

★ 3.5 · 126 reviews

14.90%12.70%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Warren could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Warren credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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