Credit Cards ยท Eagan, Minnesota

Best Credit Union Credit Card Rates in Eagan, Minnesota

1 credit union in Eagan report credit card APRs to the NCUA. Lowest rate: 14.01%.

Updated Q1 2026 ยท NCUA Call Report data

1

CUs Reporting Rates

14.01%

Lowest Card APR

14.01%

City Average APR

Credit Card APRs โ€” Eagan, Minnesota

1 credit union sorted by APR

#Credit UnionCard APRPersonal Loan APR
1TRIBE

โ˜… 5.0 ยท 2 reviews

14.01%โ€”
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Eagan could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Eagan credit unions require just a small savings deposit โ€” often $5 โ€” to open membership before applying for a card.

Browse All Credit Unions in Eagan

See member reviews, branch locations, and full rate details.