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Credit Cards · Hattiesburg, Mississippi

Best Credit Union Credit Card Rates in Hattiesburg, Mississippi

2 credit unions in Hattiesburg report credit card APRs to the NCUA. Rates range from 11.07% to 26.21%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

11.07%

Lowest Card APR

18.64%

City Average APR

Credit Card APRs — Hattiesburg, Mississippi

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1SUNBELT

★ 3.9 · 69 reviews

11.07%15.03%
2CENTURYFIRST

★ 3.7 · 53 reviews

26.21%14.98%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Hattiesburg could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Hattiesburg credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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