Credit Cards · Kansas City, Missouri
4 credit unions in Kansas City report credit card APRs to the NCUA. Rates range from 8.99% to 18.40%.
Updated Q1 2026 · NCUA Call Report data
4
CUs Reporting Rates
8.99%
Lowest Card APR
13.30%
City Average APR
4 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | PUBLIC SAFETY ★ 4.2 · 47 reviews | 8.99% | 12.14% |
| 2 | CSD ★ 4.5 · 26 reviews | 12.49% | 12.00% |
| 3 | KANSAS CITY ★ 3.9 · 154 reviews | 13.31% | 17.75% |
| 4 | HOLY ROSARY ★ 4.2 · 41 reviews | 18.40% | 16.73% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Kansas City could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Kansas City credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.