Credit Cards · Las Vegas, Nevada
5 credit unions in Las Vegas report credit card APRs to the NCUA. Rates range from 9.21% to 17.75%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
9.21%
Lowest Card APR
13.64%
City Average APR
5 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | CLARK COUNTY ★ 3.7 · 3 reviews | 9.21% | 7.97% |
| 2 | WESTSTAR ★ 4.2 · 139 reviews | 11.24% | 12.49% |
| 3 | SILVER STATE SCHOOLS ★ 4.4 · 109 reviews | 13.25% | 10.34% |
| 4 | PLUS ★ 4.0 · 126 reviews | 16.75% | 14.00% |
| 5 | ONE NEVADA ★ 3.8 · 111 reviews | 17.75% | 11.75% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Las Vegas could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Las Vegas credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.