Credit Cards · Dover, New Jersey

Best Credit Union Credit Card Rates in Dover, New Jersey

1 credit union in Dover report credit card APRs to the NCUA. Lowest rate: 16.74%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

16.74%

Lowest Card APR

16.74%

City Average APR

Credit Card APRs — Dover, New Jersey

1 credit union sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	PICATINNY ★ 3.7 · 133 reviews	16.74%	13.24%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Dover could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Dover credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in Dover

Best Car Loan Rates →Best Personal Loan Rates →All of New Jersey →

Browse All Credit Unions in Dover

See member reviews, branch locations, and full rate details.

Credit Unions in Dover →All of New Jersey →