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Credit Cards · Flushing, New York

Best Credit Union Credit Card Rates in Flushing, New York

2 credit unions in Flushing report credit card APRs to the NCUA. Rates range from 11.34% to 11.75%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

11.34%

Lowest Card APR

11.55%

City Average APR

Credit Card APRs — Flushing, New York

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1TRIBORO POSTAL

★ 3.2 · 26 reviews

11.34%12.00%
2KOREAN AMERICAN CATHOLICS

★ 4.7 · 3 reviews

11.75%12.95%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Flushing could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Flushing credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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