Credit Cards · Syracuse, New York
5 credit unions in Syracuse report credit card APRs to the NCUA. Rates range from 8.99% to 12.20%.
Updated Q1 2026 · NCUA Call Report data
5
CUs Reporting Rates
8.99%
Lowest Card APR
10.98%
City Average APR
5 credit unions sorted by APR
| # | Credit Union | Card APR | Personal Loan APR |
|---|---|---|---|
| 1 | CROUSE HINDS EMPLOYEES ★ 3.9 · 11 reviews | 8.99% | 6.37% |
| 2 | SECNY ★ 3.3 · 25 reviews | 9.75% | 10.73% |
| 3 | CROUSE ★ 3.9 · 11 reviews | 11.99% | 10.25% |
| 4 | EMPOWER ★ 3.4 · 151 reviews | 11.99% | 9.99% |
| 5 | SYRACUSE COOPERATIVE ★ 2.8 · 6 reviews | 12.20% | 12.20% |
On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Syracuse could save you significantly more than any rewards program.
You must be a member to get a credit union credit card. Most Syracuse credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.
See member reviews, branch locations, and full rate details.