Credit Cards · Lawton, Oklahoma

Best Credit Union Credit Card Rates in Lawton, Oklahoma

3 credit unions in Lawton report credit card APRs to the NCUA. Rates range from 10.03% to 13.90%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

10.03%

Lowest Card APR

11.61%

City Average APR

Credit Card APRs — Lawton, Oklahoma

3 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	FORT SILL ★ 4.1 · 66 reviews	10.03%	12.33%
2	SOUTHWEST OKLAHOMA ★ 4.1 · 30 reviews	10.90%	9.50%
3	COMANCHE COUNTY ★ 4.4 · 29 reviews	13.90%	13.85%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Lawton could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Lawton credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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