Credit Cards · Greenville, South Carolina

Best Credit Union Credit Card Rates in Greenville, South Carolina

4 credit unions in Greenville report credit card APRs to the NCUA. Rates range from 8.95% to 14.59%.

Updated Q1 2026 · NCUA Call Report data

4

CUs Reporting Rates

8.95%

Lowest Card APR

11.44%

City Average APR

Credit Card APRs — Greenville, South Carolina

4 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1GREENVILLE HERITAGE

★ 4.5 · 198 reviews

8.95%16.95%
2MTC

★ 4.3 · 125 reviews

9.90%8.95%
3GREENVILLE

★ 4.1 · 218 reviews

12.33%12.90%
4SPERO FINANCIAL

★ 3.9 · 118 reviews

14.59%12.72%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Greenville could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Greenville credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Browse All Credit Unions in Greenville

See member reviews, branch locations, and full rate details.