M

Credit Cards · North Charlesto, South Carolina

Best Credit Union Credit Card Rates in North Charlesto, South Carolina

2 credit unions in North Charlesto report credit card APRs to the NCUA. Rates range from 12.08% to 15.74%.

Updated Q1 2026 · NCUA Call Report data

2

CUs Reporting Rates

12.08%

Lowest Card APR

13.91%

City Average APR

Credit Card APRs — North Charlesto, South Carolina

2 credit unions sorted by APR

#Credit UnionCard APRPersonal Loan APR
1CPM

★ 3.7 · 19 reviews

12.08%13.01%
2SOUTH CAROLINA

★ 4.7 · 435 reviews

15.74%12.00%
Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in North Charlesto could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most North Charlesto credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

Also Compare in North Charlesto

Best Car Loan Rates →Best Personal Loan Rates →All of South Carolina →

Browse All Credit Unions in North Charlesto

See member reviews, branch locations, and full rate details.

Credit Unions in North Charlesto →All of South Carolina →