Credit Cards · Cordova, Tennessee

Best Credit Union Credit Card Rates in Cordova, Tennessee

3 credit unions in Cordova report credit card APRs to the NCUA. Rates range from 10.55% to 16.30%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

10.55%

Lowest Card APR

13.70%

City Average APR

Credit Card APRs — Cordova, Tennessee

3 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	METHODIST HEALTHCARE ★ 3.3 · 7 reviews	10.55%	8.83%
2	HEALTHNET ★ 2.9 · 15 reviews	14.25%	12.99%
3	SECURCOMMUNITY ★ 3.9 · 99 reviews	16.30%	13.35%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Cordova could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Cordova credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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