Credit Cards · Jackson, Tennessee

Best Credit Union Credit Card Rates in Jackson, Tennessee

3 credit unions in Jackson report credit card APRs to the NCUA. Rates range from 9.65% to 17.15%.

Updated Q1 2026 · NCUA Call Report data

CUs Reporting Rates

9.65%

Lowest Card APR

12.57%

City Average APR

Credit Card APRs — Jackson, Tennessee

3 credit unions sorted by APR

#	Credit Union	Card APR	Personal Loan APR
1	RESOURCE ★ 4.4 · 8 reviews	9.65%	14.00%
2	ENLIGHTEN ★ 5.0 · 1 reviews	10.90%	7.90%
3	LEADERS CREDIT UNION ★ 4.2 · 76 reviews	17.15%	12.59%

Rates from NCUA Call Report (5300) filings, updated Q1 2026. Actual rate depends on creditworthiness. ~65% of credit unions report credit card rates.

Lower APR Beats Rewards If You Carry a Balance

On a $3,000 balance, a 10% APR vs. 20% APR saves $300/year in interest. A credit union card in Jackson could save you significantly more than any rewards program.

Join First, Then Apply

You must be a member to get a credit union credit card. Most Jackson credit unions require just a small savings deposit — often $5 — to open membership before applying for a card.

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